Choosing a Financial Advisor

Financial Advice Solicitors

You should always seek advice from a qualified independent financial adviser. ‘Independent’ means they are not restricted to selling schemes from just one or two firms.

When choosing a financial adviser:

• Check that your adviser is authorised by the FCA; 

• Understand whether your adviser is independent or tied to a particular provider; 

• Check whether your adviser has passed the relevant exams and is qualified to deal with equity release;

• Ensure your adviser understands your circumstances and discusses different options with you, not just one; 

• Always review documents and forms carefully before signing anything.


The costs and fees of setting up equity release plans will vary between different providers.

Typically the costs will include:

• Completion, arrangement or application fees that cover administration costs; 

• Valuation fees which vary depending on how much your property is worth; 

• Legal fees; 

• Early repayment charge if you want to pay off your loan early.

To find out more about our services, contact a member of our Private Client team today on 0151 608 9078 or complete our online enquiry form.

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