Choosing a Financial Advisor

Choosing a Financial Advisor

You should always seek advice from a qualified independent financial adviser. ‘Independent’ means they are not restricted to selling schemes from just one or two firms.

When choosing a financial adviser:

• Check that your adviser is authorised by the FCA; 

• Understand whether your adviser is independent or tied to a particular provider; 

• Check whether your adviser has passed the relevant exams and is qualified to deal with equity release;

• Ensure your adviser understands your circumstances and discusses different options with you, not just one; 

• Always review documents and forms carefully before signing anything.

Costs

The costs and fees of setting up equity release plans will vary between different providers.

Typically the costs will include:

• Completion, arrangement or application fees that cover administration costs; 

• Valuation fees which vary depending on how much your property is worth; 

• Legal fees; 

• Early repayment charge if you want to pay off your loan early.

To find out more about our services, contact a member of our Private Client team today on 0800 525 035 or complete our online enquiry form.

Private Client Team Banner v1.0817

download our guides

Private Client Brochure

Making time to organise your affairs can be the last thing on your mind when you are enjoying the present, but having the right plans in place today can help you and your family in the future.

Download Here >
download our guides

Private Client - Guide To Making A Lasting Power of Attorney

Allocating a Lasting Power of Attorney (LPA) is vital to protect your future.

To find out more download our guide.

Download Here >
download our guides

Private Client - Guide On Choosing The Right Trust

There are many things to consider when preparing for your future but did you know that there are various legal arrangements available to help you put your plans in place today?

To find out more download our guide.

Download Here >

Do you need assistance with
Wills & Estates Law?

Simply complete the online enquiry form below and our Wills & Estates team will contact you.

Let Kirwans guide you on your legal journey.

 








What our clients say...

I would like to thank [Danielle Hughes] and the team at Kirwans for the Will writing service they recently provided to my wife and I. 

It was a task we have been avoiding for a while, but Kirwans made everything so easy for us. They made themselves available at a time to suit us, patiently advised us of our options and sent us a draft Will within 48 hours. We were then able to tweak the draft before returning to Kirwans, again at a time to suit us, to sign our Wills. For peace of mind, they even offered to store the original copies. 

The entire process was painless, comprehensive and completely professional. I would have no hesitation in using Kirwans in the future and given the opportunity, I would whole-heartedly recommend them. 

Chris Davies - Katalyst Creative