If you ever hear anybody talking about buying their first home it is almost always accompanied by a look of wild excitement and fear. With so much to consider it is no wonder first time buyers have lots of questions about the process. Which house to buy? North facing or south facing garden? Driveway or garage? New-build or flat? Solicitor’s fees, stamp duty, deposit – the list is endles

A recent report by housing charity, Shelter showed that it will take more than a decade to save the 20% deposit typically required from aspiring homeowners. This figure is due to rising house prices, stagnant wages, high costs of living and tougher lending rules.